Why do you need Workers' Compensation Insurance?
Employee Protection
With workers' compensation insurance, a business can provide its employees with medical benefits, wage replacement, and other benefits in case of work-related injuries or illnesses.
Legal Requirement
In many states, workers' compensation insurance is legally required for businesses with employees, and non-compliance can result in hefty fines and legal penalties.
Reputation Protection
Workers' compensation insurance can help protect a business's reputation by showing that it is a responsible and ethical employer.
Financial Protection
Without workers' compensation insurance, a business may be liable for significant out-of-pocket expenses, legal fees, and other costs related to workplace injuries.